Get peace of mind!
Get peace of mind!
We have over 25 years of insurance experience helping clients prepare for the unknown. Ask us about Medicare Supplement, Medicare Advantage, Medicare Prescription Drug Plans, Affordable Care Act Plans / Obamacare and also our Life Insurance and Annuity Plans. We can access any insurance product so you can get the right one for you.
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.
Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.
Joe began his career in insurance in February of 1989 as a field agent with Life of Georgia Insurance Company. In September of 1996, Joe left Life of Georgia and started Hill Insurance Service, an Independent Insurance Agency.
As an Independent Agent Joe is not limited by doing business with one company, he can show you what is available from all Insurance Companies doing business in South Carolina and North Carolina.
Joe works with the top insurance companies in your state, to bring you the most competitive rates and analysis of the plans that are right for you.
When the last time your Insurance Agent offered to lower your costs without reducing your coverage?
Please contact us if you cannot find an answer to your question.
Your coverage may include your Employer's Health Coverage, Medicare, ACA Plans or some combination of both. Let us show you how to transition from one to the other. We can help.
When speaking with your agent to set up your policy, he or she will offer you all the options available in your state. You will not be given a cookie cutter, one size fits all plan. We will consider your individual needs and costs. You can expect a review of your policy and if needed, change recommendations each year to make sure you have the proper coverage.
You can call us anytime. You are doing business locally and we treat you that way. We are happy to meet you at your home, speak over the phone or video chat with you. Let us know how we can help you.
Please contact us if you cannot find an answer to your question.
You are eligible are for a Special Enrollment Period. You can sign up for an ACA Plan (Affordable Care Act), and you may be entitled to a subsidy to reduce your monthly premium. We'll show you what your options are and help you determine if your doctors are in the plan's network.
Medicare Advantage is Part C of Medicare and is made to cover the same benefits as Part A and B of Original Medicare. It may include Prescription Drug coverage and extra benefits such as Dental, Vision and Hearing Aids.
Medicare Supplements work with Original Medicare Part A and B and is made to pick up the portion or your medical bills that Medicare does not cover, such as the Hospital Deductibles and Coinsurance amounts on Part B.
You need a review of your medicines each year to determine if you have the best coverage. A Drug Plan's costs and formularies can change each year, meaning your costs can change. Let us set up an Annual Review to make sure you have the best plan for your particular situation.
Fill out the form with any questions you have about finding the coverage that's right for you!
406 Lakeview Drive, York, South Carolina 29745, United States
Monday - Friday: 9am - 6pm
Saturday: By Appointment
Sunday: Closed
We do not offer every plan available in your area. Currently we represent of 7 organizations which offer 45 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options."
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